🏠¿Qué es un RWA en USVP?
(Real world assets )
Last updated
(Real world assets )
Last updated
Real World Assets (RWAs) are fungible or non-fungible tokens that represent traditional financial assets on the blockchain. These assets bridge blockchain technology with oracle systems, connecting real-world data (Web2) with blockchain networks (Web3).
In the case of USVP, RWAs represent tokenized real estate properties, allowing investors to acquire fractional ownership of these properties and benefit from enhanced transparency, efficiency, and accessibility in the investment process.
RWAs in real estate integrate through the following stages:
1. Property Tokenization
The property is represented as a token on the blockchain.
This token can:
Represent the entire property.
Represent fractional shares, enabling accessible investments.
Tokenization makes investing more liquid, transparent, and globally accessible.
2. Oracles: Bridging Real-World Assets and Blockchain
What do oracles do? They provide real-world information to the blockchain, such as:
Current price per square meter in the area.
Nearby new constructions that could impact valuation.
The status of the property (occupied, vacant, in need of repairs).
Information on recent sales or changes in the market.
3. Smart Contracts
Smart contracts use information provided by oracles to:
Automatically adjust the token's value based on the property's updated market value.
Manage processes like rental income distribution or token liquidation in case of a property sale.
Automate agreements between parties (e.g., buyers, sellers, and investors).
4. Interaction with Other Blockchain Systems
Oracle-provided information can integrate with other services, such as:
Lending systems: Use the tokenized property as collateral to determine the amount of money that can be loaned.
Investment marketplaces: Allow users to trade real estate tokens on decentralized platforms.
Asset management tools: Automate processes for maintenance, valuation, and rental optimization based on real-time data.
Democratized Access: Enables anyone to invest in premium real estate from anywhere in the world.
Transparency: Asset data is accessible and verifiable on the blockchain.
Liquidity: Fractional tokens can be bought or sold on secondary markets, solving the liquidity issues typical in real estate.
Efficiency: Automation through smart contracts and oracles reduces operational costs.
Security: Blockchain technology ensures transaction security and traceability.
Tokenization of a Premium Property:
A property in a high-demand area is tokenized, dividing its value into 10,000 tokens.
Each token represents a fraction of the property and entitles the holder to a share of the rental income and capital appreciation.
Integrated Oracle:
The oracle collects local real estate market data, such as:
Average price per square meter.
New constructions in the area.
Occupancy rates in similar properties.
This data is provided to the blockchain in real-time.
Smart Contracts in Action:
If oracle data shows an increase in market value, the token’s value adjusts automatically.
Rental income generated by the property is distributed automatically to token holders based on their ownership share.
Interaction with Financial Systems:
An investor uses their tokens as collateral to obtain a loan on a decentralized finance (DeFi) platform.
The system uses oracle data to calculate the token’s value as collateral.
Real World Assets (RWAs), as implemented by USVP, are transforming the real estate sector by removing traditional barriers and introducing a new era of more accessible, transparent, and efficient investments. With the use of oracles, smart contracts, and tokenization, USVP offers an innovative solution that connects real-world properties with the power of blockchain technology.
